Family looking off into a bright sunset

Benefit Strategies that Protect Employee Income, Drive Enrollment, and Assist Recruitment and Retention

Ernest Dube Director, Enrollment & Account Management Guardian Life Insurance Company of America® Editor’s Note: Employers can help employees better prepare for their future and help close potential income gaps caused by longer-term workplace absences by providing supplemental income protection. This benefit provides additional coverage benefits from a protection perspective and also enhances employee recruitment…

Leave a commentDisability Insurance, Employee Benefits, Finance, HR, Long Term Disability, Protect Your Income, Short Term Disability, Uncategorized, Workplace

group of diverse professional workers over a city background

From The CDA Research Files: The Impact of Remote Work on Absence Rates

Editor’s Note: In this latest installment of The CDA’s ongoing research series, Fred Schott, director of operations and research, provides a summary of findings from the Current Population Survey on the connections among occupations, availability of remote work, and absence.  These findings were presented during September 2021, to the National Association of Supplemental Benefit Insurance 2021…

Leave a commentDisability, Disability Insurance, Uncategorized, Workplace

How to offer a supportive, productive environment during an employee's absence

How To Offer a Supportive, Productive Environment During an Employee’s Absence from Work

By Christina Bridges Editor’s Note: Absence and disability – including a short-term disability – often create uncertainty for both the employer and the employee. Employees are contending with health, wellness, and income concerns; and employers are looking to ensure a smooth return to work, as well as a seamless tracking of the leave. It can…

Leave a commentAbsence Management, Disability, HR, Short Term Disability, Uncategorized, Workplace

Building a Resilient Workforce During Periods of Adversity

Building a Resilient Workforce During Periods of Adversity

By Tracey Ferstler, PhD, Head of Return to Health, Global Claims, MetLife   COVID turned the world as we know it upside down, and people who work in and around absence management and disability insurance are looking for answers on what’s next.  Will we return to normal or is this our new normal?  What is unique…

Leave a commentDisability Insurance, Employee Wellness, HR, Paid Leave, Personal Finance, Protect Your Income, Uncategorized, Workplace

10 Causes of Disability Every HR Leader Should Know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

Leave a commentDisability Insurance, Employee Benefits, Health and Wellness, HR, Workplace

Protecting Those With Disabilities Against COVID-19 Variants

How We Can Protect Those With Disabilities Against COVID-19 Variants

As much as all of us just want the pandemic to go away, the COVID-19 variants have added more complications to consider. Among these are the ways we can go about keeping individuals with disabilities and vulnerabilities safe as the variants spread.   At this point, over half of Americans have been vaccinated, but unfortunately,…

Leave a commentDisability, Disability Insurance, Health and Wellness, Healthcare, Social Security Disability Income, SSDI, Uncategorized

Research: How did the pandemic impact short-term disability rates?

From The CDA Research Files: How Did The Covid-19 Pandemic Impact Short-Term Disability Rates?

Editor’s Note: For this installment of our multi-part mini-series, we’re re-publishing a LinkedIn article that CDA Research Director Fred Schott originally put up on June 29, 2021.  I’ve written on this topic before (see here, here, and here) but I want to add some fresh content, blend it in with some previous material, and serve up something new— all with the…

Leave a commentDisability Insurance, Healthcare, Long Term Disability, Short Term Disability, Uncategorized

At-risk populations

How COVID-19 Highlighted Ways We Can Improve Social Services

For decades, asset limits have presented difficulties for individuals with disabilities. These limitations across public assistance programs often lock individuals out of better opportunities. In the face of the coronavirus and its devastating economic consequences, these limitations have been particularly troubling. For example, 60.5% of households where a person with a disability resides are considered…

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The benefits of disability insurance

Quick Guide on the Causes of Disability Insurance Claims and Benefits

A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…

Leave a commentDisability, Disability Causes, Disability Insurance, Employee Benefits, Health and Wellness, Long Term Disability, Short Term Disability, Uncategorized