Building a Resilient Workforce During Periods of Adversity

Building a Resilient Workforce During Periods of Adversity

By Tracey Ferstler, PhD, Head of Return to Health, Global Claims, MetLife   COVID turned the world as we know it upside down, and people who work in and around absence management and disability insurance are looking for answers on what’s next.  Will we return to normal or is this our new normal?  What is unique…

10 Causes of Disability Every HR Leader Should Know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

Protecting Those With Disabilities Against COVID-19 Variants

How We Can Protect Those With Disabilities Against COVID-19 Variants

As much as all of us just want the pandemic to go away, the COVID-19 variants have added more complications to consider. Among these are the ways we can go about keeping individuals with disabilities and vulnerabilities safe as the variants spread.   At this point, over half of Americans have been vaccinated, but unfortunately,…

Research: How did the pandemic impact short-term disability rates?

From The CDA Research Files: How Did The Covid-19 Pandemic Impact Short-Term Disability Rates?

Editor’s Note: For this installment of our multi-part mini-series, we’re re-publishing a LinkedIn article that CDA Research Director Fred Schott originally put up on June 29, 2021.  I’ve written on this topic before (see here, here, and here) but I want to add some fresh content, blend it in with some previous material, and serve up something new— all with the…

At-risk populations

How COVID-19 Highlighted Ways We Can Improve Social Services

For decades, asset limits have presented difficulties for individuals with disabilities. These limitations across public assistance programs often lock individuals out of better opportunities. In the face of the coronavirus and its devastating economic consequences, these limitations have been particularly troubling. For example, 60.5% of households where a person with a disability resides are considered…

The benefits of disability insurance

Quick Guide on the Causes of Disability Insurance Claims and Benefits

A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…

Family Matters - Pregnancy and health insurance

Health Insurance and Pregnancy: What You Need to Know

This article originally appeared on the American Fidelity blog.   From buying diapers to creating a birth plan, there’s a lot to prepare for when you’re expecting a child. While you probably won’t be gifted health insurance at a baby shower, it’s still a vital part of your pregnancy experience. Understanding your coverage can help…

Family Matters - The Impact of the SSDI Application Process on Applicants, Caregivers and Families

The Impact of the SSDI Application Process on Applicants, Caregivers and Families

By Missy Biggs Applicants, caregivers, and families experience unexpected support and  frustrations during the Social Security Disability Insurance benefits application process. On the one hand, each family member (including a spouse, divorced spouse, children, and adult children disabled before age 22) may be eligible for a monthly benefit of up to 50 percent of the disability benefit amount.…

Mental health - preventing burnout in employees

Employers Can Begin to Address Burnout in the American Workforce

By:Tracey Ferstler, Assistant Vice President, U.S. Claims and Operations, MetLife   The topic of mental health took on an entirely new meaning in 2021. After a year of uncertainties brought on by the COVID-19 pandemic, employees and employers alike are focusing more closely on mental wellness and burnout. Employee anxiety, depression and burnout are at…

Disability insurance is income protection

Three Lessons I Learned Through Postpartum Depression

By Diane Russell, Senior Vice President of Marketing and Strategy, Lincoln Financial Group If you have children, you know there’s no shortage of advice from family, friends and sometimes even strangers. Yet, mothers dealing with postpartum depression often feel like they have no one to talk to about what they’re going through. At least, that’s…