The recent presidential debates mention student loan burden, but never specifically the student loan burden for those with disabilities. There is a program called the Total and Permanent Disability (TPD) Discharge, which addresses debt burdens for those with disabilities.
Like any benefits or insurance, Veterans Disability Benefits may take some time to understand. Here we try to boil down in their simplest terms five frequently asked Veterans Disability Benefits questions.
Even though our understanding and acceptance of mental illness continues to grow, we tend to make little effort to improve our own mental health. You can reduce your chances of developing mental illness like you can reduce your chances of a physical illness. Here are six ways.
We know what chronic stress does to the heart, but what happens to six of our bodily systems when exposed to chronic stress? It affects these systems as much as it does the heart!
You are well insured. Your house, your cars, your life are all insured. But what if the unspeakable happens? You become disabled and no longer have an income. Disability insurance helps you support yourself and your loved ones by providing income protection. Here are your options.
Even though long-term disability insurance and long-term care insurance sound like they could be similar types of insurance, they are very different. Learn the differences between them and which one may be best for your particular situation.
Disability insurance myths are pervasive. Disability myths are somewhat dangerous because they may prevent you from protecting your greatest financial asset—your ability to earn a paycheck. When you think of disability insurance, do you think about insurance that covers disability due to a relatively severe accident? Many people do. What about the chance of a disability happening to you? You are a careful person and you have a desk job. No need for disability insurance, right? Well, the preceding scenarios make up two of the larger disability insurance myths. It makes you wonder how many other disability insurance myths you believe.
Your ability to earn income is your most valuable asset. People tend to insure their property and their “things,” but frequently overlook the source that makes it possible to maintain their lifestyle—the ability to earn income. But what about disability insurance for the self-employed? Could it be extra important for them to have an income protection plan?
Disability insurance has a base policy. But they also have options that can be added to the standard policy. Optional “add-ons” to the base policy of disability insurance are called disability insurance riders. Riders allow consumers to individualize—to add optional features, which address their specific income protection needs.
The definition of disability changes depending upon who you ask. The dictionary, the ADA, and Social Security all have definitions that they created. Which begs the question, who has the right to determine the definition of disability?