Pregnancy involves much anticipation, preparation and uncertainty. Expectant moms know they ought to eat well, but there are many aspects of pregnancy and preparation for life beyond that are not as clear. Everyone’s experience is unique, and, for most people, navigating what comes next—not only the changes a baby brings, but also immediate questions about leave and health benefits—can be an unfamiliar and complicated process.
How would you finance an unexpected disability? Here are three other ways to potentially cope with replacing your lost income when you’re out of work due to a disability.
There is a lot of misinformation out there regarding long-term disability insurance. We’re here to set the record straight on five of the most common myths. And check out how we took down three other long-term disability misconceptions here.
You are going to have a baby. You have plenty of planning to do: Baby showers, potential schools, preparing the nursery, and preparing yourself for three hours of sleep. Everything seems to be discussed except for finances. Without deep, anticipatory discussions and planning you may be walking headlong into any number of common financial mistakes new parents often make.
Supplemental disability insurance provides the benefit of receiving around 80 percent of your take home pay instead of around 60 percent if you have no supplemental disability insurance.
Long-term disability insurance is income protection. If you become disabled, your medical bills may be covered by health insurance, but how about insuring your income?
The following are frequently asked questions about disability insurance. Hopefully, they will help you as you determine what type of disability insurance is best for your income protection.
No one can guarantee that you will never become disabled, but there are numerous ways, through lifestyle choices, where you can lower the chances of disability greatly.
A recent Employee Financial Wellness Survey that reports on adults nationwide who are full-time employees indicates that political uncertainty and a slow economic recovery are a few reasons that worry 52 percent of respondents in regards to their financial well-being.
One of the more interesting aspects of this report is the similarities of concerns regarding financial well-being across generations. Below, we’ve chosen a few of the more interesting findings.
The recent presidential debates mention student loan burden, but never specifically the student loan burden for those with disabilities. There is a program called the Total and Permanent Disability (TPD) Discharge, which addresses debt burdens for those with disabilities.