The importance of disability insurance for millennials

Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

Employee discussing benefits with HR. Protect Your Income, Open Enrollment 2023

Social Security’s Disability Program Is Not a Substitute for Long-Term Disability Insurance

Nobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, a drill from Harbor Freight instead of a DeWalt, or…

Family with financial peace of mind. Protect Your Income, Open Enrollment 2023

Disability Insurance is an Investment in Your Future

Alexandra Ginieres Chief Marketing Officer, MGIS   The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…

Mature couple comforting each other. Protect Your Income, Open Enrollment 2023

The Story that Cemented my Conviction

My entire career, I’ve been told that “stories sell, not features.”  This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…

Protect Your Income, Open Enrollment 2023

Is Disability Income Insurance Worth It?

This article originally appeared on the MassMutual blog site   You insure your most valuable assets like your home, your car and your life. Most people would agree that they’re worth protection; however, disability income (DI) insurance is something people tend to be less certain about. They’re not sure if they really need it, or if it’s worth…

Mind the Gap campaign: Group of mature friends enjoying the good life

How Disability Insurance Can Help Protect Financial Wellness and Holistic Health

By Daniel Iskra, of MetLife Given recent market volatility and economic uncertainties, it’s no surprise that many American workers are struggling financially and experiencing a decline in their financial wellness and mental health.1 In fact, only 55% of employees feel financially healthy and 65% of employees feel mentally well – down 9% and 3%, respectively…

Minding The Income Gap With Social Security Disability Insurance

Minding The Income Gap With Social Security Disability Insurance

By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…

Mind the Gap campaign: Closing the Disability Coverage Gap

Understanding the Importance of Closing the Disability Coverage Gap

Anthony Favry, Vice President, Disability & Absence Product, MetLife Editor’s Note: Disability insurance is the fastest-growing product in terms of employee interest this year.1 This could be due to the fact that there is an underlying demand for more financial security and flexibility with time away from work when needed. This is particularly acute among…

Mind the Gap campaign: Women Should Start Their Insurance Planning Now

Why Women Should Start Their Insurance Planning Now

Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…

The importance of disability insurance for millennials

Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…