Supplemental disability insurance provides the benefit of receiving around 80 percent of your take home pay instead of around 60 percent if you have no supplemental disability insurance.
Long-term disability insurance is income protection. If you become disabled, your medical bills may be covered by health insurance, but how about insuring your income?
The following are frequently asked questions about disability insurance. Hopefully, they will help you as you determine what type of disability insurance is best for your income protection.
No one can guarantee that you will never become disabled, but there are numerous ways, through lifestyle choices, where you can lower the chances of disability greatly.
A recent Employee Financial Wellness Survey that reports on adults nationwide who are full-time employees indicates that political uncertainty and a slow economic recovery are a few reasons that worry 52 percent of respondents in regards to their financial well-being.
One of the more interesting aspects of this report is the similarities of concerns regarding financial well-being across generations. Below, we’ve chosen a few of the more interesting findings.
The recent presidential debates mention student loan burden, but never specifically the student loan burden for those with disabilities. There is a program called the Total and Permanent Disability (TPD) Discharge, which addresses debt burdens for those with disabilities.
Like any benefits or insurance, Veterans Disability Benefits may take some time to understand. Here we try to boil down in their simplest terms five frequently asked Veterans Disability Benefits questions.
Even though our understanding and acceptance of mental illness continues to grow, we tend to make little effort to improve our own mental health. You can reduce your chances of developing mental illness like you can reduce your chances of a physical illness. Here are six ways.
We know what chronic stress does to the heart, but what happens to six of our bodily systems when exposed to chronic stress? It affects these systems as much as it does the heart!
You are well insured. Your house, your cars, your life are all insured. But what if the unspeakable happens? You become disabled and no longer have an income. Disability insurance helps you support yourself and your loved ones by providing income protection. Here are your options.