How much disability insurance do you actually need? Can you sustain your standard of living if you bring in approximately 70% of your income? How prepared are you for a disability? We explore these and more
Over half of the American population has less than one month’s income put aside for emergencies. Around 40% of Americans are not able to meet an unexpected expense of $400. You can financially prepare for the possibility of disability. The first step is realizing there’s no good excuse for not seeking out disability insurance.
Unlike full-time workers, freelancers typically aren’t entitled to paid sick days or vacation time. Being unexpectedly unable to work for a few weeks can deal a serious blow to a freelancer’s budget. Disability insurance can help decrease the burden of dealing with an unanticipated injury or illness.
Want to get the most our of your disability coverage? Learn how Social Security Disability Insurance (SSDI) and Long-Term Disability Insurance Work Together
Maternity/parental leave rules vary widely by employer and by state. Talk to your human resources manager to find out what your resources are at both an employer and state level.
Are you at risk of disability? Despite confidence in your own health, there may be some hidden risks that could increase your likelihood of missing work due to a disability. Today we look at a few signs that you may be at a higher risk of having a disability claim in your future.
How would you finance an unexpected disability? Here are three other ways to potentially cope with replacing your lost income when you’re out of work due to a disability.
Did you know more than half of the American workforce has no private disability insurance? Disability insurance replaces a portion of your income if you are unable to work due to an illness or injury.
Despite sounding too good to be true (which they are), this bad diet advice was adopted—then abandoned—by numerous people trying to modify their diet in pursuit of a healthier lifestyle and smaller waistline. Here are three of the worst dieting tips which have remained popular over the decades.
How much raising a child costs? According to The U.S. Department of Agriculture $233,610 from birth through age 17. Here we share five ways to decrease the cost of raising a child.